Roth IRAs

Author’s note: I first wrote this article when I was still serving financial planning clients. While I no longer do so, I still believe these …

As they start their careers, federal employees and members of the uniformed services often ask: Should I contribute to my Roth TSP account or a …

Generally speaking, you do not pay capital gains on a Roth IRA. When you sell investments, such as mutual funds, in a Roth IRA, it …

When I was practicing as a financial planner, many of our new clients were recently retired IRA (individual retirement account) owners. And the number one …

In response to the SECURE Act, a relatively new law that changed IRA distribution rules for account beneficiaries, many clients have asked their financial advisor …

If you’re looking to lower your overall taxable income level, you’re probably trying to figure out how to create a Roth conversion strategy. After a …

If you’ve just inherited an individual retirement account (IRA) from a relative, you might be wondering about doing a Roth conversion. Unfortunately, if you’re not …

Introduction  One of the accepted facts in the world of investments is this:  When the stock market goes down, Roth conversions start looking more attractive …

When I was a financial planner, my recently retired clients would ask about Roth conversions more than any other topic. Specifically, they would ask questions …

There are lots of articles out there touting the benefits of ‘backdoor’ Roth conversions.  Many of these articles will even ‘show’ you how to do …