55 Personal Finance Quotes To Inspire Your Path To Financial Freedom

We all need a little financial inspiration every now and then.  No matter if you are just getting started learning how to manage your money or charging down the path to financial freedom, sometimes all you need is a little motivation. Here are 55 personal finance quotes that can fuel, motivate and empower you! Once you're motivated, it's just a matter of learning the basics of personal finance and getting to work! 

To help you on your journey, we've compiled this collection of the most inspiring, thought-provoking and sometimes just funny personal finance quotes, that we could find on the web.  Give it a read, bookmark it, and next time your feeling uninspired, borrow some of the wisdom below to pick yourself back up!

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Personal Finance Quotes: 1-10

  • 1
    "Every time you borrow money, you're robbing your future self". - Nathan Morris
  • 2
    "Do not save what is left after spending, but spend what is left after saving." - Warren Buffet
  • 3
    "Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver." - Ayn Rand
  • 4
    "Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this." - Dave Ramsey
  • 5
    "The most difficult thing is the decision to act, the rest is merely tenacity". – Amelia Earhart

Dave Ramsey

"You’ve got to tell your money what to do or it will leave.” 

  • 6
    "You’ve got to tell your money what to do or it will leave.” –Dave Ramsey
  • 7
    "Live like no one else so later you can live and give like no one else.” —Dave Ramsey
  • 8
    "The struggle for Financial Freedom is very unfair. Just look at the rewards." - Manoj Arora
  • 9
    "If you can, you will quickly find that the greatest rate of return you will earn is on your own personal spending. Being a smart shopper is the first step to getting rich." - Mark Cuban
  • 10
    The secret to getting ahead is getting started.” –Mark Twain

"I am prepared for the worst, but hope for the best.” - Benjamin Disraeli

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Personal Finance Quotes: 11-20

  • 11
    "I am prepared for the worst, but hope for the best.” - Benjamin Disraeli
  • 12
    "Beware of little expenses. A small leak will sink a great ship."- Benjamin Franklin
  • 13
    "Financial peace of mind is not determined by how much we make, but is dependent upon how much we spend!" - Marvin J. Ashton
  • 14
    "The best thing money can buy is financial freedom" - Rob Berger
  • 15
    "Pursuing your passion is fulfilling and leads to financial freedom." - Robert G. Allen

Robert Kiyosaki

"Financial freedom is freedom from fear." 

  • 16
    "Financial freedom is freedom from fear." - Robert Kiyosaki
  • 17
    "Diligence is the mother of good luck.” - Benjamin Franklin
  • 18
    "You are never too old to set a new goal or dream a new dream.” – C.S. Lewis
  • 19
    "An investment in knowledge pays the best interest." - Benjamin Franklin
  • 20
    "Financial freedom is available to those who learn about it and work for it." - Robert Kiyosaki

"Everyday is a bank account, and time is our currency. No one is rich, no one is poor, we've got 24 hours each." - Christopher Rice

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Personal Finance Quotes: 21-30

  • 21
    "Everyday is a bank account, and time is our currency. No one is rich, no one is poor, we've got 24 hours each." - Christopher Rice
  • 22
    "It's not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for." -  Robert Kiyosaki
  • 23
    "It takes as much energy to wish as it does to plan." - Eleanor Roosevelt
  • 24
    "Often when you think you’re at the end of something, you’re at the beginning of something else.” – Fred Rogers
  • 25
    "Calling someone who trades actively in the market an investor is like calling someone who repeatedly engages in one-night stands a romantic.” —Warren Buffett

 Suze Orman

"A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life." 

  • 26
    "A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life." - Suze Orman
  • 27
    "Wealth is the ability to fully experience life." - Henry David Thoreau
  • 28
    "It is our choices, that show what we truly are, far more than our abilities. " - J. K Rowling
  • 29
    "If you really want to do something, you will find a way. If you don’t, you will find an excuse” -Jim Rohn
  • 30
    "Don't tell me what you value, show me your budget, and I'll tell you what you value." - Joe Biden

"Financial literacy is just as important in life as the other basics." - John W. Rogers, Jr

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Personal Finance Quotes: 31-40

  • 31
    "Financial literacy is just as important in life as the other basics." - John W. Rogers, Jr
  • 32
    "A wise person should have money in their head, but not in their heart." - Jonathan Swift
  • 33
    "If your ship doesn’t come in, swim out to meet it!" - Jonathan Winters
  • 34
    "The question isn’t at what age I want to retire, it’s at what income." – George Foreman
  • 35
    "A penny saved is a penny earned. " – Ben Franklin

George Foreman

"The question isn’t at what age I want to retire, it’s at what income." 

  • 36
    "When you understand that your self-worth is not determined by your net-worth, then you'll have financial freedom." - Suze Orman
  • 37
    "My definition of financial freedom is simple: it is the ability to live the lifestyle you desire without having to work or rely on anyone else for money." - T. Harv Eker
  • 38
    "Impossible is just a word thrown around by small men who find it easier to live in the world they’ve been given than to explore the power they have to change it. Impossible is not a fact. It’s an opinion. Impossible is potential. Impossible is temporary. Impossible is nothing.” - Muhammad Ali
  • 39
    "It is better to have a permanent income than to be fascinating. " - Oscar Wilde
  • 40
    "No wealth can ever make a bad man at peace with himself." - Plato

"The art is not in making money, but in keeping it." - Proverb

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Personal Finance Quotes: 41-55

  • 41
    "The art is not in making money, but in keeping it." - Proverb
  • 42
    "Money often costs too much." - Ralph Waldo Emerson
  • 43
    "Try to save something while your salary is small; it’s impossible to save after you begin to earn more." -Jack Benny
  • 44
    "Working because you want to, not because you have to is financial freedom." -  Tony Robbins
  • 45
    "I love money. I love everything about it. I bought some pretty good stuff. Got me a $300 pair of socks. Got a fur sink. An electric dog polisher. A gasoline powered turtleneck sweater. And, of course, I bought some dumb stuff, too." - Steve Martin

Steve Martin

"I love money. I love everything about it. I bought some pretty good stuff. Got me a $300 pair of socks. Got a fur sink. An electric dog polisher. A gasoline powered turtleneck sweater. And, of course, I bought some dumb stuff, too." 

  • 46
    "Just because you can afford it doesn’t mean you should buy it.” –Suze Orman
  • 47
    "Never spend your money before you have earned it." - Thomas Jefferson
  • 48
    "Setting goals is the first step in turning the invisible into the visible.” - Tony Robbins
  • 49
    "All our dreams can come true, if we have the courage to pursue them.” - Walt Disney
  • 50
    "A nickel ain't worth a dime anymore." - Yogi Berra

"Working because you want to and not because you have to is financial freedom.” - Tony Robbins

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  • 51
    "Working because you want to and not because you have to is financial freedom.” - Tony Robbins
  • 52
    "Rich people have small TVs and big libraries, and poor people have small libraries and big TVs." - Zig Ziglar
  • 53
    "People often say that motivation doesn’t last. Well, neither does bathing – that’s why we recommend it daily." - Zig Ziglar
  • 54
    "Money isn’t everything, but it’s right up there with oxygen." -  Zig Ziglar
  • 55
    " If we had no winter, the spring would not be so pleasant; if we did not sometimes taste of adversity, prosperity would not be so welcome.” – Anne Bradstreet

Tony Robbins

"Setting goals is the first step in turning the invisible into the visible.” 

Conclusion

The path to financial freedom is more a marathon than a race, so make sure you're keeping yourself motivated for the long run!  If you're looking for other ways to start tightening up your finances, make sure you aren't making these common personal finance mistakesYou'll be glad you did.

What other personal finance quotes have you heard that inspired your?

Leave a comment below and let us know!  Maybe you'll be able to inspire someone else!

About the Author

Hello, I'm Ryan Rollins. I've been passionate about personal finance and entrepreneurship for as long as I can remember. After earning my Bachelors of Science in Business and Marketing, I soon found myself at my first software start-up. That experience led to me earning my MBA in Entrepreneurship from the University of Louisville, and eventually to a career in the fintech industry focusing on educating consumers about the importance of being financially resilient. Learn more about me here, and you can also follow me on twitter @TMPF_Ryan and Linkedin.

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